• Unlimited St.George ATM, branch, EFTPOS, direct debit, cheque, Bank@Post, and Internet and Phone banking transactions – all for a flat monthly fee of $7, so no surprises at the end of the month#.
• 10 Free SMS Alerts a month.
• VISA Debit Card giving you the freedom to shop with your own money, wherever Visa is accepted – online, over the phone and overseas.
• Deposit cheques into your account via internet banking, so no need to visit a branch^.
• 24/7 access to Internet and phone banking*.
• Cheque book available at your request.
• Discounts on the monthly account service fee if your St.George Home Loan repayments are automatically deducted from this account.

For full terms & conditions review the application page within the St.George bank website.

St George Complete Freedom Account - Compare Your Bank Overview*

As the name suggests, the St George Bank's Complete Freedom bank account is designed to give customers freedom to spend and access their money when they want and where they want.

This transaction account has a range of attractive features and was awarded five stars last year by CANNEX, Australia's leading independent financial services research group.

One of the main reasons for this thumbs up is the fact that you pay just $7 a month to cover all your most common transactions and also get a Visa debit card, so you should not pick up unwanted transaction charges and you will not accidentally overspend. Basically, with this account you will know where you stand at the end of each month.

So let's take a closer look at what the Complete Freedom Account from St. George Bank has to offer.

Free transactions

One of the most attractive features of this transaction account is that you are entitled to limitless  St. George Bank ATM, branch, EFTPOS, direct debit, cheque, Bank@Post, and internet and phone banking transactions for a flat monthly fee of $7, and there is no minimum bank balance. There may be fees for other transactions but this should cover most, if not all, of your transaction expenses each month.

Visa Debit Card

A Visa debit card is available on this bank account. A debit card is perfect if you want the freedom that a credit card gives but you do not want to risk going into the red. With the Visa debit card you can use your bank's balance to buy online, buy from shops and withdraw your money from ATMs worldwide.

Convenience

The St George Bank Complete Freedom account makes day to day banking as easy as possible. Both its internet and telephone banking services are open 24 hours a day. You can even lodge cheques through the online bank service without having to visit a branch. And finally, you can get up to 10 free SMS messages a month with information such as you bank balance, withdrawal alerts or low balance alerts.

Other features include an optional cheque book and the possibility to make savings if your St. George Bank home loan is paid directly from this account.

Fees and charges

If you are aware of fees and charges you can cover the cost of all your transactions for just $7 a month, which is excellent value. However, make sure you know what is free and what is not free. For example, a withdrawal from a non-St. George Bank ATM could cost you $2.

You can get a mini transaction history for just 20 cents and that seems about all you are liable to pay with the Complete Freedom Account, so it comes highly recommended. The only slight drawback is that you will not receive any interest payments on your balances, no matter how large.

* Note & Disclaimer: The Compare Your Bank Overview is provided for information only. It does not act as financial advise and is not endorsed by St.George Bank. Please see the application page for full terms & conditions and current offer.

Product Disclaimer:

* Transaction fees apply for using non St.George/BankSA ATMs. Other transaction fees and charges for special services apply. Daily transaction limits apply.

** VISA Debit is available only to Australian residents over 18 years of age and is only available on the Complete Freedom Account and Express Freedom Account.

*** Terms and conditions apply

Disclaimer:
Customers residing in NSW or ACT, the monthly account service fee will be waived for 6 months after you open a Complete Freedom, Simply Freedom or Express Freedom account between 1 July 2008 and 30 September 2008 and deposit $500 each month. For customers residing in QLD, VIC or TAS, the monthly account service fee will be waived for 6 months after you open a Complete Freedom, Simply Freedom or Express Freedom account between 2 January 2008 and 30 September 2008 and have salary credited regularly to the account for the first 6 months. For customers residing in WA, the monthly account service fee will be waived for 6 months after you open a Complete Freedom, Simply Freedom or Express Freedom account between 19 August 2007 and 31 August 2008 and have salary credited regularly to the account for the first 6 months. The 6-month period begins on the date of account opening. Transaction fees apply for using non-St.George/BankSA ATMs on all accounts. Other transaction fees, charges and daily transaction limits apply. Offer is available to new Freedom account customers and is limited to one account per customer. This information has been prepared without taking into account your circumstances. Read the Terms and Conditions available at any branch or www.stgeorge.com.au and ensure that the product is appropriate for you. Products issued by St.George Bank Limited ABN 92 055 513 070 AFS Licence No. 240997.

Applications can be made online and will take around 10 minutes to complete. Applicants must be permanant Australian residents and be aged 18 years or over to apply. New customers will also require their tax file number (TFN) to complete the application along with standard contact details such as name, address and phone number.