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St. George Vertigo Credit Card - CompareYourBank Overview

There are many ways to go about finding a good credit card deal. One way is to check out all the banks to see who is offering the best deal on interest rates, and the lowest fees and charges. But the truth is that many of us don’t have the time to carry out such a thorough investigation.

Another sure fire way of making sure you get a good credit card product is to listen what the experts say. There are people who make a living out comparing financial products, and most of them have a good idea of what they are talking about.

So, if you are looking for a credit card, or any personal finance product for that matter, it is a good idea to check out which products the experts recommend. On the credit card front, the St. George Vertigo Credit Card has been getting the thumbs up on a number of fronts over the last couple of years.

This Mastercard has received awards from Money Magazine over the past two years as well as receiving five stars from Cannex, which isn’t bad going. And a quick look at its benefits and features shows why it is so popular with the pundits.

For a start, its interest rate on purchases was at a very affordable 11.89 per cent per annum, not the cheapest in the country but very, very close. Add to this 0 per cent interest on balance transfers for six months and up to 55 days interest free credit on purchases and you have a very attractive product indeed.

Other benefits that you may like include that you can easily link your credit card to your other St. George accounts if you are already a customer, and an additional card for a friend or family member free of charge.

The annual fee on this card is low too at just $55. However, do be sure to to watch out for other fees and charges that may not be quite so obvious. These include fees for exceeding your credit limit, late repayments or having your credit card replaced.

Also, be aware that cash advances can be expensive. Not only will you have to pay a 1.5 per cent cash advance fee, the interest rate on the money is a hefty 20.49 per cent and is charged from the moment the cash advance is granted.

However, don’t let these put you off the St. George Vertigo Credit Card. These fees are normal for credit cards and are easily avoided with a little bit of care.

As well as its low interest rates and may benefits, you can also take advantage of the Instant Benefits 08 rewards scheme which will earn you discounts and free stuff when you use your St. George credit card.